Current through October 2026
Crypto tax updates for COLDCARD users
A handful of reporting items may touch your records. Here is the short version; the full transcript sits one click below.
Your exact position depends on your jurisdiction and account type, so read the transcript for the details that actually apply to you.
- A withholding provision of roughly 7–10% may apply in certain cases.
- Who handles that withholding depends on the account, the transaction, and where you are.
- Credits, reconciliation, and exemptions can shift the final numbers.
- Keep your account records and transaction history close when you review this.
Also current · October 2026
COLDCARD Security Update
Fixed firmware is available, and a seed migration may be required depending on when your seed was created. Current shipping firmware: Mk4/Mk5 version 5.6.2, and Q version 1.5.2Q. Verify your firmware and check whether your seed needs to migrate before your next transaction.
Keep your records close
When you review the transcript, have these at hand. They decide which details actually apply to you.
Your COLDCARD account details and any exchange or coordinator records tied to your transactions.
PSBT and payment history from your wallet software, exportable from Electrum, Sparrow, or your coordinator.
Withholding, credits, and exemptions vary by country and account type — the transcript maps the details.